ilmscore | Mortgage Lending Predictions
Mor

Mortgage Lending

Topic
N/A
Accuracy

Recent Predictions

Total: 6
Correct: 1
Incorrect: 0
Pending: 5
Unrated: 0
Prediction
Author
Predicted at
Status
Video
The 30-year mortgage is considered a safer option for the average person, offering the advantage of becoming debt-free within one's lifetime.
"the 30-year mortgage seems like it's the safer bet because there's an actual finish line. You actual..."
Andrei Jikh Andrei Jikh
Nov 13, 2025
Pending
You’ll Never Own You...
The speaker believes that most individuals will not maintain the perfect investment consistency required for a 50-year mortgage to be financially beneficial due to life's unpredictability.
"for the majority of normal people, life is sloppy. Life is chaotic. It's not a spreadsheet. And most..."
Andrei Jikh Andrei Jikh
Nov 13, 2025
Pending
You’ll Never Own You...
The feasibility of consistently investing the difference in monthly payments over a 50-year mortgage is questioned due to the unpredictable nature of human behavior.
"the moment you realize you're a human, it's probably not going to happen."
Andrei Jikh Andrei Jikh
Nov 13, 2025
Pending
You’ll Never Own You...
A 50-year mortgage can be financially advantageous for individuals who are highly disciplined investors, consistently investing the difference in monthly payments.
"The 50-year mortgage is just a tool. If you're an absolute machine with your money, and you treat in..."
Andrei Jikh Andrei Jikh
Nov 13, 2025
Pending
You’ll Never Own You...
The introduction of a 50-year mortgage will likely cause home prices to increase by approximately 10%, offsetting the initial monthly payment reduction.
"the moment you introduce the 50-year mortgage, remember, home prices adjust upward. If the monthly p..."
Andrei Jikh Andrei Jikh
Nov 13, 2025
Pending
You’ll Never Own You...
Extending mortgage loan terms is viewed as a temporary measure that does not address the underlying problem of housing affordability.
"The length of the loan cures the symptom temporarily. The problem is not how long the loan is."
Andrei Jikh Andrei Jikh
Nov 13, 2025
Correct
You’ll Never Own You...